/* Self-hosted fonts (Fontsource, OFL) */
@font-face{font-family:'Playfair Display';font-style:normal;font-weight:500;font-display:swap;src:url(/assets/fonts/playfair-display-latin-500-normal.woff2) format('woff2')}
@font-face{font-family:'Playfair Display';font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/playfair-display-latin-600-normal.woff2) format('woff2')}
@font-face{font-family:'Playfair Display';font-style:italic;font-weight:500;font-display:swap;src:url(/assets/fonts/playfair-display-latin-500-italic.woff2) format('woff2')}
@font-face{font-family:'Montserrat';font-style:normal;font-weight:400;font-display:swap;src:url(/assets/fonts/montserrat-latin-400-normal.woff2) format('woff2')}
@font-face{font-family:'Montserrat';font-style:normal;font-weight:500;font-display:swap;src:url(/assets/fonts/montserrat-latin-500-normal.woff2) format('woff2')}
@font-face{font-family:'Montserrat';font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/montserrat-latin-600-normal.woff2) format('woff2')}
/* Crystal Clear Credit · Legal — tokens matched to enroll.getcrystalclearcredit.com */
:root{
  --obsidian:#111113;--smoke:#29292D;--dusk:#1A1925;--gold:#C8A45D;--gold-hi:#DDB66C;--gold-deep:#7E5E26;
  --ivory:#F7F5F0;--silver:#D9DDE0;--prism-blue:#DCE8EB;--prism-lilac:#E7DCE7;--tanzanite:#9A8AD0;--tanzanite-deep:#3B3361;
  --ink-2:#C4C8CC;--ink-3:#A3A8AD;--on-ivory:#1B1714;--on-ivory-2:#4B4136;
  --line:rgba(217,221,224,.13);--line-2:rgba(217,221,224,.24);
  --metal:linear-gradient(180deg,#F8E2A8 0%,#E9C476 18%,#D4A757 38%,#B98C41 52%,#C99B4D 64%,#E4BE72 82%,#F2D394 94%,#C29548 100%);
  --metal-text:linear-gradient(180deg,#FBE9BC 0%,#EECB83 22%,#D9AE5E 42%,#C39345 54%,#D3A657 64%,#EDCB86 80%,#F7DFA5 90%,#D2A65A 100%);
  --metal-script:linear-gradient(180deg,#FFF1CF 0%,#F2D594 18%,#D9AF62 36%,#A97E36 50%,#C99B4F 60%,#F0D08E 76%,#FFF0C8 86%,#B8893F 100%);
  --metal-ivory:linear-gradient(180deg,#A67A30 0%,#C99C50 22%,#E7C47C 40%,#A97C34 55%,#7E5A20 68%,#B68B44 84%,#D7B06A 100%);
  --satin:linear-gradient(104deg,rgba(255,251,243,0) 18%,rgba(255,251,243,.7) 34%,rgba(255,251,243,0) 50%,rgba(255,248,236,0) 62%,rgba(255,248,236,.45) 74%,rgba(255,248,236,0) 88%),radial-gradient(90% 70% at 100% 0%,rgba(200,164,93,.22),transparent 62%),radial-gradient(80% 70% at 0% 100%,rgba(184,146,74,.2),transparent 60%),linear-gradient(135deg,#F7F2E8 0%,#F0E5D3 34%,#EADBC3 64%,#F2E7D5 100%);
  --serif:'Playfair Display',Georgia,'Times New Roman',serif;
  --sans:'Montserrat',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;
  
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--obsidian);color:var(--ink-2);font-family:var(--sans);font-size:16px;line-height:1.7;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}

/* ---------- hero ---------- */
.hero{position:relative;isolation:isolate;overflow:hidden;background:var(--obsidian) url(/assets/bg-desktop.webp) center 12%/cover no-repeat}
@media(max-width:959px){.hero{background-image:url(/assets/bg-mobile.webp);background-position:center top}}
.hero::after{content:"";position:absolute;inset:0;z-index:-1;pointer-events:none;
  background:linear-gradient(90deg,rgba(17,17,19,.78) 0%,rgba(17,17,19,.55) 45%,rgba(17,17,19,.15) 75%),linear-gradient(0deg,var(--obsidian),transparent 30%)}
.topbar{position:relative;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:20px 16px;max-width:1200px;margin:0 auto}
.brand img{width:148px;height:auto}
.topbar nav{display:flex;gap:4px;flex-wrap:wrap;justify-content:flex-end}
.topbar nav a{font-size:11px;font-weight:600;letter-spacing:.2em;text-transform:uppercase;text-decoration:none;color:var(--ink-2);padding:9px 14px;border-radius:999px;border:1px solid transparent;transition:color .2s,border-color .2s}
.topbar nav a:hover{color:var(--gold-hi);border-color:var(--line-2)}
.topbar nav a[aria-current="page"]{color:#1B1714;background:var(--metal);box-shadow:inset 0 1px 0 rgba(255,255,255,.55),0 6px 18px -8px rgba(200,164,93,.7)}
.hero-inner{position:relative;max-width:1200px;margin:0 auto;padding:28px 16px 48px;display:grid;gap:24px}
@media(min-width:960px){.hero-inner{grid-template-columns:1.15fr .85fr;align-items:end;padding:36px 16px 0;min-height:520px}}
.copy{padding-bottom:8px}
@media(min-width:960px){.copy{padding-bottom:72px}}
.hero h1{margin:14px 0 18px;font-family:var(--serif);font-weight:500;color:var(--ivory);font-size:clamp(46px,8.4vw,92px);line-height:.98;letter-spacing:-.015em}
.hero h1 .script{display:block;margin-top:.06em;font-family:var(--serif);font-style:italic;font-weight:500;font-size:.78em;line-height:1.08;background:var(--metal-text);-webkit-background-clip:text;background-clip:text;color:transparent;padding:0 .06em .08em 0}
.hero h1 .rule{display:block;height:2px;width:min(260px,60%);margin-top:4px;background:linear-gradient(90deg,var(--gold),rgba(200,164,93,0))}
.lede{margin:0;max-width:540px;font-size:16.5px;color:var(--ink-2)}
.lede b{color:var(--ivory);font-weight:600}
.meta{display:flex;flex-wrap:wrap;gap:8px;margin-top:26px}
.chip{font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--ink-2);border:1px solid var(--line-2);border-radius:999px;padding:8px 14px;background:rgba(41,41,45,.45);-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px)}
.chip b{color:var(--gold-hi);font-weight:600}
.founder{position:relative;justify-self:center;width:min(78vw,380px);margin:0}
.founder img{width:100%;height:auto;-webkit-mask-image:linear-gradient(180deg,#000 72%,transparent 100%);mask-image:linear-gradient(180deg,#000 72%,transparent 100%);filter:drop-shadow(0 30px 40px rgba(0,0,0,.55))}
.founder figcaption{position:absolute;right:0;bottom:18%;text-align:right;font-size:10px;letter-spacing:.24em;text-transform:uppercase;color:var(--ink-2);background:rgba(17,17,19,.6);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);border:1px solid var(--line-2);padding:8px 12px;border-radius:12px}
.founder figcaption b{display:block;font-family:var(--serif);font-style:italic;text-transform:none;letter-spacing:0;font-size:15px;color:var(--gold-hi);font-weight:500}
@media(min-width:960px){.founder{justify-self:end;width:420px;margin-right:10px}}
@media(max-width:959px){.founder{width:min(76vw,320px)}.founder img{max-height:360px;object-fit:cover;object-position:top}}

/* ---------- document ---------- */
.doc{position:relative;isolation:isolate;background:linear-gradient(180deg,var(--obsidian),var(--dusk) 60%,var(--obsidian))}
.doc-grid{max-width:1200px;margin:0 auto;padding:36px 16px 88px;display:grid;grid-template-columns:1fr;gap:20px}
@media(min-width:1000px){.doc-grid{grid-template-columns:250px 1fr;gap:40px;padding-top:56px}}
.toc{align-self:start;border:1px solid var(--line-2);border-radius:20px;padding:18px 16px 12px;background:linear-gradient(165deg,rgba(42,42,47,.85),rgba(20,20,22,.9));box-shadow:0 20px 40px -30px #000}
@media(min-width:1000px){.toc{position:sticky;top:20px}}
.toc summary{list-style:none;display:flex;justify-content:space-between;align-items:center;cursor:pointer}
.toc summary::-webkit-details-marker{display:none}
.toc h2{margin:0;font-size:10.5px;font-weight:600;letter-spacing:.3em;text-transform:uppercase;color:var(--gold-hi)}
.toc .chev{font-size:10.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--ink-3)}
@media(min-width:1000px){.toc .chev{display:none}.toc summary{cursor:default;pointer-events:none}}
.toc ol{list-style:none;margin:12px 0 0;padding:0}
.toc a{display:flex;gap:10px;padding:7px 8px;border-radius:10px;font-size:13px;line-height:1.35;text-decoration:none;color:var(--ink-2);transition:background .2s,color .2s}
.toc a:hover{background:rgba(217,221,224,.06);color:var(--ivory)}
.toc a span{font-family:var(--serif);font-style:italic;color:var(--gold);min-width:1.6em}

.sheet{min-width:0;border-radius:28px;background:var(--satin);color:var(--on-ivory);padding:28px 20px;box-shadow:0 40px 80px -40px rgba(0,0,0,.8),inset 0 1px 0 rgba(255,255,255,.7);position:relative;overflow:hidden}
.sheet::before{content:"";position:absolute;left:0;right:0;top:0;height:3px;background:var(--metal)}
@media(min-width:700px){.sheet{padding:48px 56px}}
.sheet article{max-width:760px}

.callout{position:relative;border-radius:20px;padding:22px 24px;margin:0 0 40px;background:linear-gradient(160deg,#2A2550,#1A1925 70%);color:var(--ink-2);border:1px solid rgba(154,138,208,.55);overflow:hidden}
.callout .label{font-size:10.5px;font-weight:600;letter-spacing:.28em;text-transform:uppercase;color:var(--prism-lilac)}
.callout p{margin:8px 0 0;color:var(--prism-blue);position:relative;z-index:1}
.callout strong{color:var(--ivory)}
.callout em{font-family:var(--serif);font-style:italic;color:var(--gold-hi);font-size:1.06em}

section.clause{padding:6px 0 28px;margin-bottom:28px;border-bottom:1px solid rgba(126,94,38,.18);scroll-margin-top:24px}
section.clause:last-of-type{border-bottom:0;margin-bottom:0}
.clause h2{display:flex;gap:14px;align-items:baseline;margin:0 0 12px;font-family:var(--serif);font-weight:500;font-size:clamp(25px,3.4vw,34px);line-height:1.15;color:var(--on-ivory)}
.clause h2 .num{font-style:italic;font-size:.72em;min-width:2ch;background:var(--metal-ivory);-webkit-background-clip:text;background-clip:text;color:transparent}
.clause h3{margin:22px 0 4px;font-size:11.5px;font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:var(--tanzanite-deep)}
.clause p,.clause li{color:var(--on-ivory-2)}
.clause strong{color:var(--on-ivory)}
.clause ul{padding-left:20px;margin:10px 0}
.clause li{margin:7px 0}
.clause li::marker{color:var(--gold-deep)}
.clause a{color:var(--tanzanite-deep);text-decoration-color:rgba(59,51,97,.4);text-underline-offset:3px}
.clause a:hover{text-decoration-color:currentColor}

.sms-panel{position:relative;overflow:hidden;background:linear-gradient(165deg,#2A2A2F,#141416);color:var(--ink-2);border-radius:22px;padding:26px 24px;margin:16px 0 8px;border:1px solid rgba(200,164,93,.5);box-shadow:0 24px 44px -26px rgba(0,0,0,.7)}
.sms-panel>*{position:relative}
.sms-panel .label{font-size:10.5px;font-weight:600;letter-spacing:.28em;text-transform:uppercase;color:var(--gold-hi)}
.sms-panel h3{margin:6px 0 12px;font-family:var(--serif);font-weight:500;font-size:24px;letter-spacing:0;text-transform:none;color:var(--ivory)}
.sms-panel p,.sms-panel li{color:var(--ink-2)!important}
.sms-panel strong{color:var(--gold-hi)!important}
.sms-panel a{color:var(--gold-hi)!important}
.sms-panel li::marker{color:var(--gold)}
.keywords{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:10px;margin:16px 0 10px}
.kw{border:1px solid var(--line-2);border-radius:16px;padding:14px;background:rgba(17,17,19,.55)}
.kw b{display:block;font-family:var(--serif);font-weight:600;font-size:24px;letter-spacing:.06em;background:var(--metal-text);-webkit-background-clip:text;background-clip:text;color:transparent}
.kw span{display:block;margin-top:3px;font-size:13px;line-height:1.45;color:var(--prism-blue)}

.contact-card{border-radius:20px;padding:22px 24px;background:rgba(255,255,255,.55);border:1px solid rgba(126,94,38,.25)}
.contact-card p{margin:3px 0}
.btn{display:inline-flex;align-items:center;gap:10px;padding:12px 22px;border-radius:999px;background:var(--metal);color:#1B1714!important;text-decoration:none!important;font-size:12px;font-weight:600;letter-spacing:.18em;text-transform:uppercase;box-shadow:inset 0 1px 0 rgba(255,255,255,.6),0 10px 24px -12px rgba(126,94,38,.8)}

/* ---------- hub ---------- */
.hub{position:relative;isolation:isolate;background:linear-gradient(180deg,var(--obsidian),var(--dusk))}
.hub-grid{max-width:1200px;margin:0 auto;padding:44px 16px 88px;display:grid;gap:18px;grid-template-columns:1fr}
@media(min-width:900px){.hub-grid{grid-template-columns:repeat(3,1fr)}}
.card{position:relative;overflow:hidden;display:flex;flex-direction:column;text-decoration:none;border-radius:24px;padding:28px 24px;min-height:270px;background:linear-gradient(165deg,rgba(42,42,47,.92),rgba(20,20,22,.95));border:1px solid var(--line-2);transition:transform .25s,border-color .25s,box-shadow .25s}
.card>*{position:relative}
.card:hover{transform:translateY(-3px);border-color:rgba(200,164,93,.6);box-shadow:0 30px 50px -30px #000}
.card .k{font-size:10.5px;font-weight:600;letter-spacing:.28em;text-transform:uppercase;color:var(--prism-lilac)}
.card h2{margin:10px 0 8px;font-family:var(--serif);font-weight:500;font-size:32px;line-height:1.1;color:var(--ivory)}
.card h2 em{font-style:italic;background:var(--metal-text);-webkit-background-clip:text;background-clip:text;color:transparent}
.card p{margin:0 0 auto;color:var(--ink-2);font-size:15px}
.card .btn{align-self:flex-start;margin-top:22px}
.card.featured{background:var(--satin);border-color:rgba(200,164,93,.55)}
.card.featured h2{color:var(--on-ivory)}
.card.featured p{color:var(--on-ivory-2)}
.card.featured .k{color:var(--tanzanite-deep)}
.card.featured h2 em{background:var(--metal-ivory);-webkit-background-clip:text;background-clip:text}

/* ---------- footer ---------- */
footer{position:relative;isolation:isolate;overflow:hidden;background:var(--obsidian) url(/assets/bg-desktop.webp) center bottom/cover no-repeat;color:var(--ink-3);font-size:13px;line-height:1.65;border-top:1px solid var(--line)}
footer::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,var(--obsidian) 0%,rgba(17,17,19,.82) 45%,rgba(17,17,19,.35) 100%)}
.foot{max-width:1200px;margin:0 auto;padding:48px 16px 64px;display:grid;gap:24px}
@media(min-width:800px){.foot{grid-template-columns:1.4fr 1fr;align-items:start}}
.foot .tag{margin:0 0 10px;font-family:var(--serif);font-size:26px;line-height:1.2;color:var(--ivory)}
.foot .tag span{font-style:italic;background:var(--metal-text);-webkit-background-clip:text;background-clip:text;color:transparent;padding-right:.08em}
.foot a{color:var(--prism-blue)}
.foot .links{display:flex;flex-wrap:wrap;gap:8px}
@media(min-width:800px){.foot .links{justify-content:flex-end}}
.foot .links a{text-decoration:none;font-size:11px;font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-hi);border:1px solid var(--line-2);border-radius:999px;padding:9px 14px;background:rgba(41,41,45,.5)}
.foot .links a:hover{border-color:rgba(200,164,93,.6)}
.foot .fine{grid-column:1/-1;border-top:1px solid var(--line);padding-top:18px;font-size:12px;color:var(--ink-3)}

@media print{
  .founder,.topbar nav,.toc,.foot .links{display:none!important}
  body,.hero,.doc,.sheet,footer{background:#fff!important;color:#000!important;box-shadow:none}
  .hero h1,.lede,.kicker,.chip,.clause p,.clause li{color:#000!important}
  .hero h1 .script{color:#000;background:none}
  .sms-panel,.callout{background:#fff!important;border:1px solid #999}
  .sms-panel *,.callout *{color:#000!important;background:none!important}
}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
/* legibility over crystal + mobile tuning */
.lede,.kicker,.meta{text-shadow:0 1px 12px rgba(17,17,19,.9)}
@media(max-width:959px){.founder{width:min(64vw,260px)}.founder img{max-height:300px}.founder figcaption{bottom:12%}}
@media(max-width:600px){.topbar nav a:not([aria-current]){background:rgba(17,17,19,.6);-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);border-color:var(--line)}}

/* v3: logo on the refraction side (right), prominent brand line */
.topbar{flex-direction:row-reverse}
.topbar nav{justify-content:flex-start}
.brand img{width:168px}
@media(max-width:600px){.brand img{width:128px}}
.kicker{margin:0;display:flex;flex-direction:column;gap:10px}
.kicker .brandline{font-family:var(--serif);font-weight:600;font-size:clamp(30px,4.2vw,46px);line-height:1.05;letter-spacing:-.005em;background:var(--metal-text);-webkit-background-clip:text;background-clip:text;color:transparent;text-shadow:none;filter:drop-shadow(0 2px 14px rgba(17,17,19,.9))}
.kicker .pagelabel{display:inline-flex;align-items:center;gap:14px;font-family:var(--sans);font-weight:600;font-size:13px;letter-spacing:.32em;text-transform:uppercase;color:var(--ivory)}
.kicker .pagelabel::before{content:"";width:44px;height:1px;background:linear-gradient(90deg,var(--gold),rgba(200,164,93,.2))}
.hero h1{margin-top:22px}
@media(max-width:959px){.hero{background-position:20% top}}
/* v4: founder grounded on a gold divider, no fade */
.founder img{-webkit-mask-image:none;mask-image:none;filter:drop-shadow(0 18px 30px rgba(0,0,0,.55))}
.founder{align-self:end;margin-bottom:0}
.hero{border-bottom:0}
.hero::before{content:"";position:absolute;left:0;right:0;bottom:0;height:2px;z-index:2;background:var(--metal);box-shadow:0 0 18px rgba(221,182,108,.45)}
.hero::after{background:linear-gradient(90deg,rgba(17,17,19,.78) 0%,rgba(17,17,19,.55) 45%,rgba(17,17,19,.15) 75%),linear-gradient(0deg,rgba(17,17,19,.65),transparent 30%)}
@media(min-width:960px){.hero-inner{padding-bottom:0}.copy{padding-bottom:64px}}
@media(max-width:959px){
  .hero-inner{padding-bottom:0}
  .founder{width:min(62vw,250px);justify-self:end;margin-top:8px}
  .founder img{max-height:none;object-fit:initial}
  .founder figcaption{right:auto;left:-70%;bottom:24%;text-align:left}
}
.doc-grid,.hub-grid{padding-top:48px}
@media(max-width:959px){
  .hero{background-image:url(/assets/bg-desktop.webp);background-position:center top;background-size:cover}
  .founder{width:100%;justify-self:stretch}
  .founder img{width:min(62vw,250px);margin-left:auto}
  .founder figcaption{left:0;right:auto;bottom:22%;text-align:left}
}